Adobe Commerce 2.3 reached end of support in September 2022.

Commerce payment provider gateway

What is Magento payment provider gateway

The Magento payment provider gateway is a mechanism that allows you to integrate your stores with payment service providers. As a result, you can create and handle transactions based on order details.

The following diagram shows a simplified interaction flow between Magento sales management and external payment service provider using Magento payment provider gateway:

Payment Gateway Interaction

Magento payment provider supports the following payment operations:

  • authorize: process authorization transaction; funds are blocked on customer account, but not withdrawn
  • sale: process authorization transaction and capture automatically, funds are withdrawn
  • capture: withdraw previously authorized amount
  • refund: return previously withdrawn customer funds
  • void: cancel transfer of funds from customer account

What’s in this chapter

The topics of this chapter are conceptual and describe the components of the Magento payment provider gateway:

Terms used

Term Description
Magento sales management Magento interfaces that provide the ability to create orders, invoices, and shipments.
Payment service provider, payment provider, payment processor Online service for accepting electronic payments, like PayPal, Authorize.Net and so on.
Payload Data used for a transaction. Might include the following:
  • payment details
  • order items
  • shipping, billing addresses
  • customer details
  • taxes
  • merchant's payment provider API credentials